All Blog Entries by Mary Ray

Found 89 blog entries published by Mary Ray.

Southwest Florida has always been a hot spot among Canadian "snowbirds,' looking for a warm locale to spend their winters. The beaches here are incredible, the people are friendly, and the lifestyle can't be beat.

The National Association of REALTORS® recently conducted a survey and discovered that Canadians represented a whopping 27% of all buyers in the state of Florida. This has been due in large part to favorable exchange rates, but as SWFL home prices continue to sit at record lows, the number of Canadians scooping up Lee County real estate is expected to rise even more. With properties in Fort Myers and Lehigh Acres selling for as low as $50,000, Canadian buyers know a deal when they see one.

Many Americans have been unable to take advantage of rock…
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Interested in purchasing a beautiful Cape Coral waterfront home? Maybe you've always dreamt of owning a home in Cape Coral but thought it was out of reach. With short sales becoming ever more available, owning a home in Cape Coral may not be as far off as you had previously thought. 

What is a short sale? A short sale is when a property is sold for less than is owed on the mortgage.

When is it done? Homeowners who are struggling to make their mortgage payments may try to arrange a short sale so they can avoid going through foreclosure. Banks will approve a short sale when it's in their best interest to do so. If they think they can recoup more money through a foreclosure, then they'll deny the homeowner's request for a short sale.

Who

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After having a successful website up for some time, we decided that 2009 was the year to upgrade DavidSporleder.com. The goal was to create an easy-to-use platform where visitors could look at all available real estate inventory in Cape Coral, Fort Myers, and surrounding communities. We believe we've accomplished this with our advanced home search tools, which include a Quick Search feature on the right-hand corner of all pages, as well as city-specific property listings on each of our Featured Community pages.

We've also added information for Buyers and Sellers, and timely market info for each Southwest Florida community we specialize in. Whether you're looking for Cape Coral foreclosures or advice on buying waterfront property, the new

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Real estate agents hear this all the time…"I wish I had called you before. But I just didn’t want to bother you. I know you’re busy…”…after it is too late. There are times when you might feel like you shouldn’t “bother” the real estate agent you know. (Could be your friend, a neighbor, your brother-in-law, cousin, your sister…)

Maybe you’re truly trying to be considerate. But, maybe it’s because you’re not even aware that you should. Or, you just don’t want to feel obligated or pushed into doing something. (Despite what many people think, most agents are not pushy. Most are the exact opposite.) So, let’s go over a few times that you should “bother” your real estate agent. Because it really isn’t a bother.

In fact, we’ll get into

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Have you ever walked into an open house, or called a real estate agent about a listing, and within minutes, they’re asking you if you are “pre-approved” for a mortgage? If you haven’t, then you have never walked into an open house or called an agent. Or at least enough of them…Just wait. It’ll happen. And you’re going to feel like it’s pretty pushy for them to ask that.

It makes you feel like telling real estate agents this knock-knock joke…

You: Knock-knock.

Real estate agent: Who’s there?

You: Nunya.

 Real Estate Agent: Nunya who!?

 You: Nunya business if I’m pre-approved or not! Just show me the house, and I’ll get pre-approved if I even like the house. I
can definitely get approved for a mortgage. Probably way more than this stupid

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Have you ever walked into an open house, or called a real estate agent about a listing, and within minutes, they’re asking you if you are “pre-approved” for a mortgage? If you haven’t, then you have never walked into an open house or called an agent. Or at least enough of them…Just wait. It’ll happen. And you’re going to feel like it’s pretty pushy for them to ask that.

It makes you feel like telling real estate agents this knock-knock joke…

You: Knock-knock.
Real estate agent: Who’s there?
You: Nunya.
Real Estate Agent: Nunya who!?
You: Nunya business if I’m pre-approved or not! Just show me the house, and I’ll get pre-approved if I even like the house.
I can definitely get approved for a mortgage. Probably way more than this stupid house anyway.

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HAVE YOU EVER WALKED INTO AN OPEN HOUSE, OR CALLED A REAL ESTATE AGENT ABOUT A LISTING, AND WITHIN MINUTES, THEY’RE ASKING YOU IF YOU ARE “PRE-APPROVED” FOR A MORTGAGE? IF YOU HAVEN’T, THEN YOU HAVE NEVER WALKED INTO AN OPEN HOUSE OR CALLED AN AGENT. OR AT LEAST ENOUGH OF THEM…JUST WAIT. IT’LL HAPPEN. AND YOU’RE GOING TO FEEL LIKE IT’S PRETTY PUSHY FOR THEM TO ASK THAT.

IT MAKES YOU FEEL LIKE TELLING REAL ESTATE AGENTS THIS KNOCK-KNOCK JOKE…

YOU: KNOCK-KNOCK.
REAL ESTATE AGENT: WHO’S THERE?
YOU: NUNYA.
REAL ESTATE AGENT: NUNYA WHO!?
YOU: NUNYA BUSINESS IF I’M PRE-APPROVED OR NOT! JUST SHOW ME THE HOUSE, AND I’LL GET PRE-APPROVED IF I EVEN LIKE THE HOUSE. 
I CAN DEFINITELY GET APPROVED FOR A MORTGAGE. PROBABLY WAY MORE THAN THIS STUPID HOUSE

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There’s no arguing there’s costs associated with owning a home. But the adverse is also true; there are also definite costs associated with NOT owning a home.

The benefits of buying vs. renting has always been a hotly debated topic, with most people believing that — at least in the short term — renting is more cost effective. But most people don’t consider the hidden costs of not owning a home and sinking all of your money into your rental.  Here are four sneaky ways that not owning a home will cost you:

1. Your pricing is never guaranteed

When you own a home, there are no surprises when it comes to your monthly housing costs. Once you lock in your mortgage, your payment will remain constant throughout the length of your loan (unless you decide

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